@untemps/loan-schedule
Version:
Class to generate a schedule of loan payments
3 lines (2 loc) • 11.1 kB
JavaScript
const t=(e,a)=>{for(const n of Object.keys(e))e[n]instanceof Object&&n in a&&Object.assign(e[n],t(a[n],e[n]));return Object.assign(a||{},e),a};var e;!function(t){t.CREDIT="credit",t.DEBIT="debit"}(e||(e={}));var a,n=e;!function(t){t.PAYMENT="payment",t.INSURANCE="insurance"}(a||(a={}));var s=a,r={headers:{year:{label:"Year"},balance:{label:"Balance"}}};class o{constructor(e,a,n){this.loanSettings=e,this.loanAmortizations=a,this.config=t(n||{},r)}get years(){return{headers:this.getHeaders(),values:this.getYears()}}getHeaders(){const{year:t,balance:e}=this.config.headers;return[t,...this.loanAmortizations.map(({label:t,type:e})=>({label:t,type:e})),e]}getYears(){const t=[];for(let e=0;e<this.loanSettings.term;e++)t.push(this.mapValues(this.loanAmortizations,e));return t}mapValues(t,e){const a=(new Date).getFullYear();let s=0;const r=t.reduce((t,{value:a,rate:r,type:i,compute:c})=>(c&&(a=o.getComputedValue(c,this.loanSettings)),r&&(a=o.getDynamicValue(a,r,e)),s+=a*(i===n.CREDIT?1:-1),[...t,a]),[a+e]);return r.push(s),r}static getMonthlyPayment(t,e,a){if(!t||!e||!a)return 0;const n=a/1200,s=Math.pow(1+n,12*e);return n/(s-1)*(t*s)}static getMonthlyInsurance(t,e){return t&&e?t*e/100/12:0}static getDynamicValue(t,e,a){return t&&e?t*Math.pow(1+e/100,a):0}static getComputedValue(t,e){if(!e)return 0;const{amount:a,term:n,interestRate:r,insuranceRate:i}=e;switch(t){case s.PAYMENT:return o.getMonthlyPayment(a,n,r);case s.INSURANCE:return o.getMonthlyInsurance(a,i);default:return 0}}}export{o as LoanSchedule,n as LoanScheduleAmortizationType,s as LoanScheduleCompute};
//# sourceMappingURL=data:application/json;charset=utf-8;base64,{"version":3,"file":"index.es.js","sources":["../src/utils/deepMerge.ts","../src/LoanScheduleAmortizationType.ts","../src/LoanScheduleCompute.ts","../src/config.ts","../src/LoanSchedule.ts"],"sourcesContent":["const deepMerge = (source: object, target: object): object => {\n\tfor (const key of Object.keys(source)) {\n\t\tif (source[key] instanceof Object && key in target) {\n\t\t\tObject.assign(source[key], deepMerge(target[key], source[key]))\n\t\t}\n\t}\n\tObject.assign(target || {}, source)\n\treturn target\n}\n\nexport default deepMerge","enum LoanScheduleAmortizationType {\n\tCREDIT = 'credit',\n\tDEBIT = 'debit'\n}\n\nexport default LoanScheduleAmortizationType","enum LoanScheduleCompute {\n\tPAYMENT = 'payment',\n\tINSURANCE = 'insurance'\n}\n\nexport default LoanScheduleCompute","export default {\n\theaders: {\n\t\tyear: {\n\t\t\tlabel: 'Year'\n\t\t},\n\t\tbalance: {\n\t\t\tlabel: 'Balance'\n\t\t}\n\t}\n}\n","import deepMerge from './utils/deepMerge'\nimport LoanScheduleAmortization from './LoanScheduleAmortization'\nimport LoanScheduleConfig from './LoanScheduleConfig'\nimport LoanScheduleAmortizationType from './LoanScheduleAmortizationType'\nimport LoanScheduleYears from './LoanScheduleYears'\nimport LoanScheduleSettings from './LoanScheduleSettings'\nimport LoanScheduleHeader from './LoanScheduleHeader'\nimport LoanScheduleCompute from './LoanScheduleCompute'\nimport defaultConfig from './config'\n\nexport interface ILoanSchedule {\n\treadonly loanSettings: LoanScheduleSettings\n\treadonly years: LoanScheduleYears\n}\n\nexport default class LoanSchedule implements ILoanSchedule {\n\treadonly loanSettings: LoanScheduleSettings\n\tprivate readonly loanAmortizations: LoanScheduleAmortization[]\n\tprivate readonly config: LoanScheduleConfig\n\n\tconstructor(loanSettings?: LoanScheduleSettings, loanAmortizations?: LoanScheduleAmortization[], config?: LoanScheduleConfig) {\n\t\tthis.loanSettings = loanSettings\n\t\tthis.loanAmortizations = loanAmortizations\n\t\tthis.config = deepMerge(config || {}, defaultConfig)\n\t}\n\n\tget years(): LoanScheduleYears {\n\t\treturn {\n\t\t\theaders: this.getHeaders(),\n\t\t\tvalues: this.getYears(),\n\t\t}\n\t}\n\n\tprivate getHeaders(): LoanScheduleHeader[] {\n\t\tconst { year: yearHeader, balance: balanceHeader } = this.config.headers\n\t\tconst amortizationHeaders: LoanScheduleHeader[] = this.loanAmortizations.map(({ label, type }: LoanScheduleHeader) => ({\n\t\t\tlabel,\n\t\t\ttype,\n\t\t}))\n\t\treturn [yearHeader, ...amortizationHeaders, balanceHeader]\n\t}\n\n\tprivate getYears(): number[][] {\n\t\tconst years: number[][] = []\n\t\tfor (let i: number = 0; i < this.loanSettings.term; i++) {\n\t\t\tyears.push(this.mapValues(this.loanAmortizations, i))\n\t\t}\n\t\treturn years\n\t}\n\n\tprivate mapValues(amortizations: LoanScheduleAmortization[], index: number): number[] {\n\t\tconst currentYear: number = new Date().getFullYear()\n\t\tlet balance: number = 0\n\t\tconst res: number[] = amortizations.reduce(\n\t\t\t(acc: number[], { value, rate, type, compute }: LoanScheduleAmortization) => {\n\t\t\t\t!!compute && (value = LoanSchedule.getComputedValue(compute, this.loanSettings))\n\t\t\t\t!!rate && (value = LoanSchedule.getDynamicValue(value, rate, index))\n\t\t\t\tbalance += value * (type === LoanScheduleAmortizationType.CREDIT ? 1 : -1)\n\t\t\t\treturn [...acc, value]\n\t\t\t},\n\t\t\t[currentYear + index]\n\t\t)\n\t\tres.push(balance)\n\t\treturn res\n\t}\n\n\tprivate static getMonthlyPayment(amount: number, term: number, interestRate: number): number {\n\t\tif (!amount || !term || !interestRate) return 0\n\t\tconst rate: number = interestRate / 1200\n\t\tconst pvif: number = Math.pow(1 + rate, term * 12)\n\t\treturn (rate / (pvif - 1)) * (amount * pvif)\n\t}\n\n\tprivate static getMonthlyInsurance(amount: number, insuranceRate: number): number {\n\t\tif (!amount || !insuranceRate) return 0\n\t\treturn (amount * insuranceRate) / 100 / 12\n\t}\n\n\tprivate static getDynamicValue(baseValue: number, rate: number, index: number): number {\n\t\tif (!baseValue || !rate) return 0\n\t\treturn baseValue * Math.pow(1 + rate / 100, index)\n\t}\n\n\tprivate static getComputedValue(compute: string, settings: LoanScheduleSettings): number {\n\t\tif (!settings) return 0\n\t\tconst { amount, term, interestRate, insuranceRate } = settings\n\t\tswitch (compute) {\n\t\t\tcase LoanScheduleCompute.PAYMENT:\n\t\t\t\treturn LoanSchedule.getMonthlyPayment(amount, term, interestRate)\n\t\t\tcase LoanScheduleCompute.INSURANCE:\n\t\t\t\treturn LoanSchedule.getMonthlyInsurance(amount, insuranceRate)\n\t\t\tdefault:\n\t\t\t\treturn 0\n\t\t}\n\t}\n}\n"],"names":["deepMerge","source","target","key","Object","keys","assign","LoanScheduleAmortizationType","LoanScheduleCompute","headers","year","label","balance","LoanSchedule","[object Object]","loanSettings","loanAmortizations","config","this","defaultConfig","years","getHeaders","values","getYears","yearHeader","balanceHeader","map","type","i","term","push","mapValues","amortizations","index","currentYear","Date","getFullYear","res","reduce","acc","value","rate","compute","getComputedValue","getDynamicValue","CREDIT","amount","interestRate","pvif","Math","pow","insuranceRate","baseValue","settings","PAYMENT","getMonthlyPayment","INSURANCE","getMonthlyInsurance"],"mappings":"AAAA,MAAMA,EAAY,CAACC,EAAgBC,KAClC,IAAK,MAAMC,KAAOC,OAAOC,KAAKJ,GACzBA,EAAOE,aAAgBC,QAAUD,KAAOD,GAC3CE,OAAOE,OAAOL,EAAOE,GAAMH,EAAUE,EAAOC,GAAMF,EAAOE,KAI3D,OADAC,OAAOE,OAAOJ,GAAU,GAAID,GACrBC,GCPR,IAAKK,GAAL,SAAKA,GACJA,kBACAA,gBAFD,CAAKA,IAAAA,OAKL,ICLKC,IDKUD,GCLf,SAAKC,GACJA,oBACAA,wBAFD,CAAKA,IAAAA,OAKL,MAAeA,ICLA,CACdC,QAAS,CACRC,KAAM,CACLC,MAAO,QAERC,QAAS,CACRD,MAAO,mBCSWE,EAKpBC,YAAYC,EAAqCC,EAAgDC,GAChGC,KAAKH,aAAeA,EACpBG,KAAKF,kBAAoBA,EACzBE,KAAKD,OAASjB,EAAUiB,GAAU,GAAIE,GAGvCC,YACC,MAAO,CACNX,QAASS,KAAKG,aACdC,OAAQJ,KAAKK,YAIPT,aACP,MAAQJ,KAAMc,EAAYZ,QAASa,GAAkBP,KAAKD,OAAOR,QAKjE,MAAO,CAACe,KAJ0CN,KAAKF,kBAAkBU,IAAI,EAAGf,MAAAA,EAAOgB,KAAAA,OACtFhB,MAAAA,EACAgB,KAAAA,KAE2CF,GAGrCX,WACP,MAAMM,EAAoB,GAC1B,IAAK,IAAIQ,EAAY,EAAGA,EAAIV,KAAKH,aAAac,KAAMD,IACnDR,EAAMU,KAAKZ,KAAKa,UAAUb,KAAKF,kBAAmBY,IAEnD,OAAOR,EAGAN,UAAUkB,EAA2CC,GAC5D,MAAMC,GAAsB,IAAIC,MAAOC,cACvC,IAAIxB,EAAkB,EACtB,MAAMyB,EAAgBL,EAAcM,OACnC,CAACC,GAAiBC,MAAAA,EAAOC,KAAAA,EAAMd,KAAAA,EAAMe,QAAAA,MAClCA,IAAYF,EAAQ3B,EAAa8B,iBAAiBD,EAASxB,KAAKH,eAChE0B,IAASD,EAAQ3B,EAAa+B,gBAAgBJ,EAAOC,EAAMR,IAC7DrB,GAAW4B,GAASb,IAASpB,EAA6BsC,OAAS,GAAK,GACjE,IAAIN,EAAKC,IAEjB,CAACN,EAAcD,IAGhB,OADAI,EAAIP,KAAKlB,GACFyB,EAGAvB,yBAAyBgC,EAAgBjB,EAAckB,GAC9D,IAAKD,IAAWjB,IAASkB,EAAc,OAAO,EAC9C,MAAMN,EAAeM,EAAe,KAC9BC,EAAeC,KAAKC,IAAI,EAAIT,EAAa,GAAPZ,GACxC,OAAQY,GAAQO,EAAO,IAAOF,EAASE,GAGhClC,2BAA2BgC,EAAgBK,GAClD,OAAKL,GAAWK,EACRL,EAASK,EAAiB,IAAM,GADF,EAI/BrC,uBAAuBsC,EAAmBX,EAAcR,GAC/D,OAAKmB,GAAcX,EACZW,EAAYH,KAAKC,IAAI,EAAIT,EAAO,IAAKR,GADZ,EAIzBnB,wBAAwB4B,EAAiBW,GAChD,IAAKA,EAAU,OAAO,EACtB,MAAMP,OAAEA,EAAMjB,KAAEA,EAAIkB,aAAEA,EAAYI,cAAEA,GAAkBE,EACtD,OAAQX,GACP,KAAKlC,EAAoB8C,QACxB,OAAOzC,EAAa0C,kBAAkBT,EAAQjB,EAAMkB,GACrD,KAAKvC,EAAoBgD,UACxB,OAAO3C,EAAa4C,oBAAoBX,EAAQK,GACjD,QACC,OAAO"}